The best insurance tips for summer

2 MIN READ December 19, 2022
When the weather is sunny and warm, more Kiwis are out enjoying all that New Zealand has to offer. We’re heading to the beach, taking a road trip and spending time with our friends and family. But what does this mean for our insurance? Here…

Secure your home

When we’re out and about, it’s easy to lock up and leave our home, assuming that when we come back, it will be the same as we left it. Unfortunately, if we aren’t careful, break-ins can occur and our precious possessions can be stolen.

Whenever you’re leaving your home, even just for a day at the beach, be sure to lock all doors and windows and store your valuables out of sight. Try not to advertise on social media that you’re out, and if you’re going away for a longer period of time, have a friend or neighbour clear your mailbox and check on your home.

Check your car before you drive

If you’re heading out on a road trip, make sure that your car is in a safe condition to drive. Check the tread and the pressure of your tyres, and check that your headlights, horn, and wiper blades are in good working order. You’ll also want to ensure that your vehicle has a current registration and WOF.

It’s a good idea to take a look over your vehicle insurance policy so you know where you’re covered. For example, if you switch drivers halfway through your journey, you’ll need to make sure that your policy covers this.

Make sure your insurance is up-to-date

You might have received a high-value gift for Christmas, or made some renovations to your home that aren’t reflected in your policy. If you’re heading away for a break, it pays to make sure you have the right cover where you need it to avoid any nasty surprises.

Take photos and keep receipts of your valuables so that if you need to make a claim, you’ve got all of the details handy and can prove that you own the items and have evidence of the cost. This will help to get your claim approved faster, leaving you to relax and make the most of your trip.


If you need help making sure you’ve got the right cover, come and have a chat with one of our friendly insurance advisers. We can help you protect what matters most so you can go out and enjoy life.

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