KiwiSaver
The investment to a sound future
A KiwiSaver fund can set you up for a comfortable future, but unfortunately, many Kiwis are in the incorrect fund for their life stage and risk profile. This means they miss out on thousands more at retirement.
What is KiwiSaver?
KiwiSaver is a voluntary savings scheme to help prepare for retirement. For most people, a KiwiSaver fund will make up the vast majority of their retirement savings. It can also help with the purchase of your first home.
KiwiSaver providers offer a variety of funds and schemes, so it’s essential you’re in the most appropriate for your life stage and risk profile. With so many options available, choosing a KiwiSaver can get confusing. You’re responsible for choosing the right provider and the long-term benefits you may receive, so it helps to know what’s out there.
Your Haven Adviser can explain the various KiwiSaver schemes, their individual benefits, limitations and your options. With the right information, you can make better-informed decisions to benefit your future.
If you would like to make the most out of your KiwiSaver, talk to a Haven adviser today.
KiwiSaver vs. Savings Account
How Does KiwiSaver Work?
Contributions
+
Your
contributions
+
Employer
contributions
Government
contributions
Investments
+ or –
Investment
returns
Withdrawals, Fees and Taxes
–
Withdrawals,
fees and taxes
voila!
=
Your KiwiSaver
savings
Contributions
+
Your
contributions
+
Employer
contributions
Government
contributions
Investments
+ or –
Investment
returns
Withdrawals, Fees and Taxes
–
Withdrawals,
fees and taxes
voila!
=
Your KiwiSaver
savings
What Are the Benefits of KiwiSaver
A KiwiSaver scheme is not compulsory but there are many benefits including:
Saving for a comfortable retirement
Employer contribution of at least 3% of your gross wage or salary – on top of your contribution!
Annual contributions from the government (Member Tax Credits)
You can use your KiwiSaver towards your first home through a KiwiSaver HomeStart grant and a KiwiSaver first home withdrawal
Haven advisers only provide class advice for KiwiSaver.
Australian SuperannuationIF YOU WOULD LIKE TO GET THE MOST OUT OF YOUR KIWISAVER
