How I can help you
Property investment continues to have excellent potential for those New Zealanders focused on creating and enhancing their wealth – but it all starts with the right advice.
Optimising your investment property lending settings is a critical element in getting the most out of any investment property. Getting the lending structured upfront is critical, especially if the strategy is to further leverage your equity for future opportunities (e.g. to acquire more property, trade up the family home, buy a holiday home).
Tax efficiency, correct entity utilisation, accelerated debt reduction, and split bank lending tactics are all important considerations – take advantage of my extensive experience to assist your investment property funding strategy.
Buying a First Home
Buying your first home is an extensive undertaking. Engaging support, direction, and experience is critical in maximising the journey. Myself and Haven have full access to a broad range of banks, who all have different settings, appetites and pricing. Everyone’s financial circumstances are entirely unique – why subject yourself to one bank’s policies, and their attempt to explain these to you?
As a first home buyer, you’ll have hundreds of questions along the way, some directly about the mortgage lending, others perhaps around the wider buying and home hunting process. Leaning on my many years of experience, I can give you a good steer around all matters, and can direct you to other experts where needed (lawyers, insurers, real estate agents, accountants, etc.).
Refixing & Refinancing
Things change, and what may have been right for you a few years ago could be delaying the mortgage freedom you’ve been working towards.
Refixing your mortgage can be complicated, time-consuming and frustrating if you don’t know the market. I can talk you through the process and help you understand whether it’s beneficial for you to continue on your current structure, discuss refix options terms and rates, restructure your current setting, or refinance to source a better deal elsewhere.