Nigel Perkins


As the Head of Mortgages at Haven, I specialise in personal and commercial mortgage lending.

My absolute passion is establishing and growing strong successful relationships with my clients.

“The right advice could see you mortgage-free a lot quicker than you think!”

Nigel Perkins

"We recently bought our dream home and we couldn't have done it without Nigel Perkins from Haven. Nigel made the process so simple, whether giving us great advice or answering our many questions, we always felt supported by him. He's also extremely knowledgeable and very easy to get on with. We highly recommend him."


“Thanks to Nigel for all the hard work in getting us over the line – our situation was unique and needed specialist help to make it work!”


“Nigel has helped us a couple of times with our mortgage needs and each time he has done a great job. The most recent time we used Nigel’s services was for a construction loan and involved switching banks. It was a long process in a difficult market, but Nigel got us over the line and got a great result that we could not have otherwise achieved. Nigel is very personable, listens to your needs and comes up with practical solutions; I would recommend Nigel to anyone looking for a mortgage broker.”


“I’ve had the pleasure of working with Nigel for about 3 years now, I was very impressed he took the time to really understand my financial position both from a personal perspective and business, and then thought how best to structure debt.

Nigel is always available to ‘go to bat’ for you and that is why I use a broker over direct contact with the banks. Have recommended him to other people who also had a great experience.

A true knowledgeable professional with a down to earth manner that transcends across all levels.”


A little bit about myself

My absolute passion is establishing and growing strong successful relationships with my clients. It is important to me to understand their circumstances, their immediate needs and longer term goals.
I take the lead by fronting and managing all of the inconvenience, tension and challenges that borrowing money and lenders typically generate, so my clients can keep focused on their ‘business as usual’.

From approval to interest rate negotiation, through to fixed rate renewal and renegotiation, I don’t just facilitate lending approvals, I actively drive a ‘client for life’ philosophy.

With an extensive career in senior banking, asset finance, general insurance and mortgage advisory services, my clients are guaranteed access to a wealth of mortgage lending knowledge and experience.

Its not all just about just today’s transaction – I care about your long-term goals and creating lifelong relationships. My commitment is to maximise your borrowing power through delivering on my core values:


How I can help you

Property Investment
Property investment continues to have excellent potential for those New Zealanders focused on creating and enhancing their wealth – but it all starts with the right advice.

Optimising your investment property lending settings is a critical element in getting the most out of any investment property. Getting the lending structured upfront is critical, especially if the strategy is to further leverage your equity for future opportunities (e.g. to acquire more property, trade up the family home, buy a holiday home).

Tax efficiency, correct entity utilisation, accelerated debt reduction, and split bank lending tactics are all important considerations – take advantage of my extensive experience to assist your investment property funding strategy.

Buying a First Home
Buying your first home is an extensive undertaking. Engaging support, direction, and experience is critical in maximising the journey. Myself and Haven have full access to a broad range of banks, who all have different settings, appetites and pricing. Everyone’s financial circumstances are entirely unique – why subject yourself to one bank’s policies, and their attempt to explain these to you?

As a first home buyer, you’ll have hundreds of questions along the way, some directly about the mortgage lending, others perhaps around the wider buying and home hunting process. Leaning on my many years of experience, I can give you a good steer around all matters, and can direct you to other experts where needed (lawyers, insurers, real estate agents, accountants, etc.).

Refixing & Refinancing
Things change, and what may have been right for you a few years ago could be delaying the mortgage freedom you’ve been working towards.

Refixing your mortgage can be complicated, time-consuming and frustrating if you don’t know the market. I can talk you through the process and help you understand whether it’s beneficial for you to continue on your current structure, discuss refix options terms and rates, restructure your current setting, or refinance to source a better deal elsewhere.

Contact Nigel Today

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