Here’s what Peter shared with us…
Most people set up their finances once, then never look again until something breaks. The families who felt confident put an action for the new year to check:
Does my insurance still match my life?
Is my mortgage working for me?
Is my KiwiSaver fund right for how far I am from retirement?
Why it worked: These small check-ins help you stay on track – and avoid surprises later in the year. Drop an email to your Haven adviser today and book a meeting to chat through your financial goals for the new year.
Before making any big financial decisions, ask: What if things don’t go perfectly? Can I afford my mortgage if rates increase? What if I got sick and couldn’t work for nine months? What if I lose my job?
Write down three scenarios:
Best case
Most likely
If things get tough
If your plan still works in all three, you’re in a good spot. If not, that’s where a quick chat with your adviser can make a big difference. This takes 20 minutes and changes everything!
Some of the best outcomes came from clients just staying in touch – instead of meeting your Haven adviser once, keep the conversation going. Mention when life changes, a new job, looking to upgrade your house, planning for another child.
Top tip: Reply to those adviser check-ins. Even a short update can lead to a smart tweak that saves you money or protects your future.
If you’d like to chat through these small financial moves to kickstart your financial goals for the new year, get in touch with your Haven adviser or email us at contact.us@haven.co.nz.
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Disqualified Participants’ are: (a) all Haven Financial Advisers employees (b) all people under the age of 18 years (c) all people without a qualifying delivery address.
Or,
Refer someone else to complete a financial review with any of Haven’s advisers for any service during the entry period and if they complete the review you will receive one entry each into the Competition.
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The Prize must be taken as stated and no compensation will be payable if the Winner is unable to use the Prize as stated.
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Prizes may be subject to additional terms and conditions imposed by a third party.
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Disqualified Participants’ are: (a) all Haven Financial Advisers employees (b) all people under the age of 18 years.
The Competition begins on Monday 13th March 2023 to Wednesday 31st May 2023.
Complete a financial review with any of Haven’s advisers for any service during the entry period and you will receive one entry into the Competition.
The final winner will be drawn on Monday 5th June via random selection by Haven Financial Advisers.
