
Mortgages
LVR Restrictions
Tighter restrictions on LVR from the Reserve Bank have had a significant effect on the lending capacity for New Zealand investors.

Your LVR is how much a bank lends for a mortgage compared with the value of the property.
With these newer restrictions, investors will need at least a 35% deposit to purchase a property.
There can be exemptions to these restrictions including new builds and refinancing. Talk to a Haven mortgage adviser about the options available to you.
Tighter restrictions on LVR from the Reserve Bank have had a significant effect on the lending capacity for New Zealand investors.
Your LVR is how much a bank lends for a mortgage property compared with the value of the property.
With these newer restrictions, investors will need at least a 35% deposit to purchase a property.
There can be exemptions to these restrictions including new builds and refinancing. Talk to a Haven mortgage adviser about the options available to you.

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