Getting the Best Rate
How Much Can I Borrow?
How much you can borrow depends on your current deposit, the equity you have built up in other properties and your current mortgage repayments. Lenders will also consider the potential rental income on the property.
It’s important to get a pre-approval loan to give you a head start and show that you’re a serious buyer. Remember that your pre-approval is not a guaranteed loan. Your Haven mortgage adviser will be able to talk you through the conditions of the loan and ensure that you get it finalised once you have purchased your property.
There are different options available to you for borrowing against an investment property. With experience in finance and mortgages, a Haven adviser will be able to advise whether freeing up equity, refinancing a current mortgage or taking out a traditional home loan will be the right option for you.
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