Haven Accountants and Financial Advisers

Home Mortgages Buying Your First Home Pre-Approval Applications

Mortgages

Pre-Approval Applications

As well as speeding up the buying process, a pre-approval will avoid early disappointment by knowing exactly what you can and can’t afford.

A pre-approval is a written document from your lender confirming that you can borrow an agreed amount of money if all conditions are met. We recommend that you apply for a pre-approval before you start your house hunt so you know where you stand financially. Other benefits of a pre-approval are:

  • It’s a useful estimate of how much you can borrow
  • You will be considered a serious buyer by agents and vendors
  • You cannot bid at an auction without a pre-approval and arranged finances
  • You will have a competitive edge during negotiations
  • Once you have found your home, the buying process will be much faster with a pre-approval

A Haven adviser can help secure your pre-approval with minimum conditions, making it easier for you to gain the finance for your dream home.

 As well as speeding up the buying process, a pre-approval will avoid early disappointment by knowing exactly what you can and can’t afford.

Other benefits to a pre-approval are:

  • It’s a useful estimate of how much you can borrow
  • You will be considered a serious buyer by agents and vendors
  • You cannot bid at an auction without a pre-approval and arranged finances
  • You will have a competitive edge during negotiations
  • Once you have found your home, the buying process will be much faster with a pre-approval

A Haven adviser can help secure your pre-approval with minimum conditions, making it easier for you to gain the finance for your dream home.

IF YOU WOULD LIKE TO MAKE THE PROCESS STRESS FREE WITH MAXIMUM RETURN

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Apply for a mortgage

Whether you're buying your first home or looking to invest in a new property, we've got you covered. Fill out the mortgage application form below and let's get started!