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Insuring Your Home

If you have purchased your first home, you will want to do everything you can to protect it.

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Haven understands the importance of a secure home, loved possessions and peace of mind. We work with New Zealand’s top insurance providers to find you a comprehensive policy that is designed to suit your needs and your lifestyle.

Find out more about our Contents Insurance

If you have purchased your first home, you will want to do everything you can to protect it.

Haven understands the importance of a secure home, loved possessions and peace of mind. We work with New Zealand’s top insurance providers to find you a comprehensive policy that is designed to suit your needs and your lifestyle.

Find out more about our Contents Insurance

How Much Are Your Home Contents Worth?


Do you know what the contents of your house are worth? You will be surprised at what all those visits to Kmart add up to.

People tend to underestimate the value of their home contents so if a disaster did strike, they are unable to recover all the costs. Find out how much you could potentially lose in a housing disaster with our home contents calculator.

Just like your mortgage, it’s essential to be on the right insurance plan. A Haven adviser will listen to your requirements to understand your needs and only then will we recommend a plan that is right for you.

Talk to one of our advisers

How Much Are Your Home Contents Worth?


Do you know what the contents of your house are worth? You will be surprised at what all those visits to Kmart add up to.

People tend to underestimate the value of their home contents so if a disaster did strike, they are unable to recover all the costs. Find out how much you could potentially lose in a housing disaster with our home contents calculator.

Just like your mortgage, it’s essential to be on the right insurance plan. A Haven adviser will listen to your requirements to understand your needs and only then will we recommend a plan that is right for you.

Talk to one of our advisers

What Is the Value of Your Contents?

People often underestimate the value of their belongings. Use our content calculator to find out how much you could potentially lose. Could you afford to replace them?

Living areas
Living areasItem
Average
Above Average
Your value
Lounge Suites / Couches
2500
6500
Books
1000
5500
Bookshelves/ Shelves
1500
3500
Artwork / Ornaments
800
4000
Cabinets / Wall Units
1200
2140
China Cabinets
1200
3210
CDs / DVDs / Videos / Records
1200
5350
Stereo / Speakers / Sound System
1100
3210
DVD Player/ Video Player / Recorder
500
1000
Television
1500
5000
Crystal and Silverware
750
2140
Cushions / Rugs
320
535
Clocks
105
535
Lamps
320
535
Unfixed Mirrors
160
535
Dining Table & Chairs
1500
5000
Alcohol
320
855
Coffee table
1300
2500
Miscellaneous
0
0
Total Living areas
$33695
$100745
$0
Kitchen
KitchenItem
Average
Above Average
Your value
Chinaware
960
2140
Coffee Maker
100
800
Crockery
640
1100
Cutlery / Utensils
550
1100
Dishwasher
1200
2000
Jug / Kettle
50
150
Microwave
300
1000
Mini Oven / Griller
200
400
Mixer / Blender
150
400
Toaster / Sandwich Maker
150
300
Saucepans / Pots / Bowls
480
1100
Glass and Plasticware
250
500
Freezer
1000
2500
Refrigerator
1200
2500
Packaged / Preserved and Fresh Food
550
1000
Linen / Place Settings
215
460
Pictures / Ornaments
320
550
Miscellaneous
0
0
Total Kitchen
$33695
$100745
$0
Bathroom
BathroomItem
Average
Above Average
Your value
Hairdryer / Hair Stylers
105
450
Medicines
125
550
Scales
70
200
Cosmetics / Lotions / Perfumes etc
1000
2500
Towels
535
1500
Toiletries
600
1000
Electric Shaver
100
250
Miscellaneous
0
0
Total Bathroom
$33695
$100745
$0
Laundry
LaundryItem
Average
Above Average
Your value
Cleaning Equipment / Supplies
100
300
Clothes Basket
55
160
Dryer
600
1200
Iron
70
150
Ironing Board
75
100
Unfixed Towel Rails
150
320
Vacuum Cleaner
450
1500
Washing Machine
1000
2000
Miscellaneous
0
0
Total Laundry
$33695
$100745
$0
Office
OfficeItem
Average
Above Average
Your value
Bookcase
350
650
Computer / Laptop
3500
7000
Printers, Faxes, Scanners
100
300
Desk and Chairs
535
1070
Filing Cabinet
265
640
Stationery
215
535
Miscellaneous
0
0
Total Office
$33695
$100745
$0
Master Bedroom
Master BedroomItem
Average
Above Average
Your value
Alarm Clock / Radio
75
200
Bedding / Linen
1000
1500
Bedroom Furniture
900
4000
Chair
105
535
Electric Blanket
100
250
Lamps
215
430
Bed / Mattress / Base
1500
5000
Ornaments / Artwork
350
550
TV / DVD Player
500
1000
Miscellaneous
0
0
Total Master Bedroom
$33695
$100745
$0
Bedroom 2
Bedroom 2Item
Average
Above Average
Your value
Alarm Clock / Radio
75
200
Bedding / Linen
1000
1200
Bedroom Furniture
900
3000
Chair
105
535
Electric Blanket
100
250
Lamps
215
430
Bed / Mattress / Base
1000
3500
Ornaments / Artwork
350
550
TV / DVD Player
500
1000
Miscellaneous
0
0
Total Bedroom 2
$33695
$100745
$0
Bedroom 3
Bedroom 3Item
Average
Above Average
Your value
Alarm Clock / Radio
75
200
Bedding / Linen
1000
1200
Bedroom Furniture
900
3000
Chair
105
535
Electric Blanket
100
250
Lamps
215
430
Bed / Mattress / Base
1000
3500
Ornaments / Artwork
350
550
TV / DVD Player
500
1000
Miscellaneous
0
0
Total Bedroom 3
$33695
$100745
$0
General/personal effects
General/personal effectsItem
Average
Above Average
Your value
Antiques
1000
3500
Barbeque
500
5000
Bicycles
1000
2000
Binoculars
150
1200
Cameras
535
2000
Mobile Phones
550
1285
Telephone
200
300
Collections (Stamps / Coins)
1070
1605
Clocks
160
320
Clothing and Footwear
8000
16000
Curtains / Blinds
3000
10000
Dehumidifier
400
1000
Dentures
1080
3000
Game console/accessories/games
1000
4000
Games / Toys etc
640
1070
Outdoor Portable Gas Heater
600
2500
Hearing Aids
3500
10000
Hobby Equipment
535
2140
Jewellery / Watches
3000
5000
Unfixed Mirrors
270
430
Musical Instruments
215
1070
Artwork / Ornaments
320
2675
Portable music player (iPod)
200
400
Plant Containers & Pots
500
1000
Sewing Machine
550
1500
Spectacles / Glasses (each)
650
1200
Sports Equipment
500
2200
Suitcases / Bags / Purses
600
1000
Unfixed Heaters / Fans / Dehumidifiers
1070
5350
Unfixed Swimming Pool or Spa
1000
10000
Video Cameras
900
2000
Miscellaneous
0
0
Total General/personal effects
$33695
$100745
$0
Garage/workshop
Garage/workshopItem
Average
Above Average
Your value
Camping Equipment
1000
10000
Garden Hose and Reel
215
535
Ladders / Step Ladder
105
525
Lawn Mower / Wheel Barrow
840
3000
Outdoor Furniture
1100
4500
Tools / Power Tools
1000
4200
Miscellaneous
0
0
Total Garage/workshop
$33695
$100745
$0
Contents total
Contents totalItem
Average
Above Average
Your value
Living areas
2000
4500
Kitchen
1000
3500
Bathroom
1000
3500
Laundry
1000
3500
Office
1000
3500
Master bedroom
1000
3500
Bedroom 2
1000
3500
Bedroom 3
1000
3500
General/personal effects
1000
3500
Garage/workshop
1000
3500
Contents total
$33695
$100745
$0
Wow! I bet you didn't know your contents were worth that much - what a nightmare trying to replace everything. Haven can help take the stress out of replacing lost, damaged or stolen items should the worse happen, just get in touch.

Find out more about our insurance options

Request an appointment

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Apply for a mortgage

Whether you're buying your first home or looking to invest in a new property, we've got you covered. Fill out the mortgage application form below and let's get started!

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