Why you should work with a mortgage adviser

Our Haven mortgage advisers are backed with industry knowledge to help you achieve the best possible outcome, whatever life stage you’re at.

Saves you time

We do the hard work for you shopping around for the best deals and interest rates on your behalf.

Saves you money

It saves you money. The correct mortgage structure could save you thousands and have you mortgage-free a lot sooner.

Increased lending options

You get access to a wide range of lending options with New Zealand’s major lending institutions.

Simplifies the process

The home-buying process can be complex. We translate the jargon and explain it in a way that’s easy to understand.

Gets your application across the line

We can help you put together a loan application that gets across the line with the lender.

Tailored advice

We take the time to understand your needs and provide you with the advice that’s right for you.

Talk to one of our advisers about your mortgage

A Haven Adviser can help you with

Buying your first home

Buying your first home is an exciting yet nervous time. You’re making a huge life commitment so it’s essential that you receive the right advice. We can’t help you choose your curtains, but we can find you the best deal on your home loan.

Investing in the property market

Property investment has excellent potential in New Zealand but it all starts with the right advice.

Haven confidently offers unmatched advice to anyone wanting to invest in the property market.

Refixing / refinancing your mortgage

Refixing your mortgage can be complicated, time-consuming and frustrating if you don’t know the market. We can talk you through the process and help you understand whether it’s beneficial for you to continue on your current structure or to refix or refinance.

Mortgage Calculator

How much will my mortgage cost? How much can I afford? Find out by calculating your mortgage costs below.

loan amount
The amount you’re considering borrowing, or the outstanding balance on your current mortgage.
$
annual Interest Rate % p.a

See interest.co.nz for current mortgage rates.

Term length
The date the mortgage needs to be paid by.
years
Repayment Amount
Enter your current repayment, or try another amount to see the difference it makes.
$
Frequency
Whether you pay your loan off weekly, fortnightly or monthly.
Extra Repayment
An extra amount you pay in addition to your regular repayments. This will be calculated as if you made this payment today.
$
Calculate

Your results

How much you'll pay

Monthly Repayments
Interest
Total to pay
Total interest saved
Duration
You'll pay - The amount you borrow
TOP TIP

Making just the minimum payment allows a mortgage to run on for its entire term. Increase repayments to save interest and be mortgage free sooner.

This calculator provides an estimate/illustration only and is based on the accuracy of the limited financial information provided by you.

What our clients say

Our clients often provide us with fantastic feedback on our services. Take a look at what they have to say.

We just wanted to say thank you so much for ALL your help with securing finance for our…
We just wanted to say thank you so much for ALL your help with securing finance for our new home. You made it easy and way less stressful than it could have been. I personally really appreciate you taking all my calls and answering all my questions (even the dumb ones). Having you to check with when I was doing the S&P Agreement stuff was an absolute life saver! You helped us achieve our dream - give yourself a pat on the back mate, you are a legend!
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Bex & Matt
Nigel went through all my options, recommended the best one and followed up with the confirmations and the…
Nigel went through all my options, recommended the best one and followed up with the confirmations and the changes were actioned promptly and correctly.
Glad to continue our relationship with Haven
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Gonzalo
I’ve had the pleasure of working with Nigel for about 3 years now, I was very impressed he…
I’ve had the pleasure of working with Nigel for about 3 years now, I was very impressed he took the time to really understand my financial position both from a personal perspective and business and then thought how best to structure debt. Nigel is always available to ‘go to bat’ for you and that is why I use a broker over direct contact with the banks. Have recommended him to other people who also had a great experience. A true knowledgeable professional with a down to earth manner that transcends across all levels.
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Sonya
Working through the lending process with Nigel is a breeze. Our scrappy thoughts and grand ideas were quickly…
Working through the lending process with Nigel is a breeze. Our scrappy thoughts and grand ideas were quickly bought into focus at one initial meeting, so we knew what we wanted and how to achieve it. Our homework and information gathering was checked along the way, and the presentation of our options with banks were clearly set out for us mere mortals to understand. Seriously good advice and guidance from a seasoned professional.
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Adam & Shelley
Thank you for all your help with us getting into our house! Massive thanks for all your help…
Thank you for all your help with us getting into our house! Massive thanks for all your help along the way, we couldn't have done it without you.
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Victoria & Dan
As always we have nothing but positive things to say about you, and the life-changing help you have…
As always we have nothing but positive things to say about you, and the life-changing help you have given us. Beyond grateful.
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Jackson & Sarah
I have worked with Nigel for three years and have found him to be consistently supportive, well informed…
I have worked with Nigel for three years and have found him to be consistently supportive, well informed and highly professional. Nigel and the team at Haven have helped me with numerous financial transactions. Nigel is trustworthy, does his research on options, and is always thoughtful in his recommendations. All transactions have been conducted efficiently and smoothly. I will continue to work with Nigel and highly recommend Nigel and his Haven team for any financing and mortgage needs.
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Brett
It has been a pleasure working through the mortgage process with Haven. We are all still overwhelmed with…
It has been a pleasure working through the mortgage process with Haven. We are all still overwhelmed with excitement.

Thank you.. thank you... thank you.
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Anthony & Deirdre

Win a trip

Haven is giving away a trip for four to the Cook Islands worth over $6,000!

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Win a trip to the Cook Islands!

Haven is giving away a trip for four to the Cook Islands worth over $6,000!

Simply sit down with a Haven adviser and you’ll go in the draw!* Plus, if you refer a friend, you’ll BOTH go in the draw to win a much-needed holiday.

*Terms & Conditions Apply

Just some of the providers we work with on your behalf

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