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KiwiSaver

Australian Superannuation

If you’re moving across the pond, you can take your retirement savings with you.

There are things to consider before you do this and like all big financial decisions, we recommend talking to a trusted adviser.

If you’re moving across the pond, you can take your retirement savings with you.

There are things to consider before you do this and like all big financial decisions, we recommend talking to a trusted adviser.

Am I Eligible?

If you have an Australian Super account and are moving permanently back to New Zealand, you can transfer your money into a KiwiSaver account, but there are points to consider:

  • Once you have transferred your Superannuation savings to New Zealand, you cannot change your mind unless you decide to permanently move back to Australia.
  • Money can only be transferred and held in a complying fund regulated by the APRA.
  • You can only transfer Australian funds into a KiwiSaver scheme which is in your name.
  • You cannot access any Australian funds transferred to New Zealand until you turn 60, and you satisfy the Australian definition of retirement.
  • Transferred Australian funds cannot be used to help with the purchase of a first home.
  • Transferred Australian funds cannot be transferred to a third country.

If you are moving to Australia, you can also take all of your retirement savings with you, as well as your member tax credits, but there are points to consider:

  • Money can only be transferred and held in a complying fund regulated by the APRA.
  • You cannot access any funds transferred to Australia until you reach New Zealand’s retirement age (currently 65 years old).

Talk to us to get your KiwiSaver started

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