How Can I Reduce Risk in My Business?
Covers third party property damage or personal injury in the course of your business.
Covers unintentional breaches of certain Acts of Parliament, for example Health & Safety Act.
Covers your business against compensation claims from employees alleging workplace illness or injuries not covered by ACC.
Covers defence costs and awards made against you when former, current or prospective employees make personal grievance claims. Claims can include: unjustified dismissal, breach of contract and workplace harassment.
Covers you for negligence, errors or omissions while providing advice, design and/or service while in business.
Covers Directors and Officers/Management in their personal capacity while performing duties of the company.
Provides protection against claims for actual or alleged breach of trust, breach of duty, negligent acts, errors or omissions whilst undertaking duties for a trust.
Provides protection to community or industry associations who might be held personally liable for mistakes, errors or omissions (wrongful acts) whilst undertaking duties for the association.
Protects you against liabilities arising from data protection laws, management of personal data and the consequences of losing information.
For individuals, this includes credit card numbers, medical records, birth dates, passport numbers and other private personal information, which can be stolen and used without consent.
For companies, this includes the loss of corporate information such as intellectual property, and proprietary information, which could severely disadvantage a business.
Provides protection from loss of money, securities or inventory resulting from crime such as employee dishonesty, fraud and other criminal acts.
IF YOU WOULD LIKE TO MINIMISE THE RISKS IN YOUR BUSINESS