Insurance

The importance of reviews when life doesn’t go to plan

3 MIN READ 19/11/2025
Why keeping your financial plan up to date really matters


Life doesn’t always unfold the way we expect – sometimes it takes a sudden turn that challenges even the most carefully laid plans. It’s during these moments that support, clarity and protection can make all the difference.

At Haven, we believe in being there for our clients through every stage – not just when things are going well, but most importantly when they’re not. We take a long-term view when it comes to financial advice – our job isn’t just to put a plan in place, we’re here to stay by your side. Through every stage we will adjust when circumstances change and ensure you have the right support when you need it most.

When Nicky’s world was tipped upside down

In 2022, Nicky was diagnosed with breast cancer. It was a confronting and life changing moment – but Nicky didn’t have to face it alone.

“I was so fortunate that I had had the time to plan for my future and had met with Haven”

Because Nicky had met with a Haven adviser and put a robust plan in place, she had access to the financial and medical support she needed – when her world changed. Her medical and trauma cover weren’t just policies on paper, they became real, practical tools that helped her and her family through one of the hardest chapters in their lives.

“They basically set our life up for us, in case something happened. And when it did, I had the support. I had medical cover. I had trauma cover.”

Why regular reviews matter

One of the most important things Nicky points to in her journey is the role of regular reviews.

“Going through a professional adviser makes all the difference because you get the yearly reviews. Your circumstances change, and it’s really important to keep that up to date to make sure your cover matters when you need it.”

Life is never static and your financial plan shouldn’t be either. Our advisers recommend regular reviews to factor in any changes that may have happened, making sure that your cover continues to match your life. Nicky’s story is a powerful reminder that things can change in an instant and that’s why keeping your financial plan up to date truly matters.

If it’s been a while since your last review, now is the time. We’re here for you!

Email contactus@haven.co.nz or reach out to your Haven adviser to book a review!


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