Haven Accountants and Financial Advisers

Home Blog 4 reasons to get your insurance sorted through an adviser
4 reasons to get your insurance sorted through an adviser

 

Insurance is one of those things that we don’t like to think about, but when we need it, it can literally be a lifesaver. But the last thing you want is to be paying for a policy that doesn’t actually work for you when you need it. The best way to get insurance that’s best suited to your needs is to go through a knowledgeable financial adviser. Here’s why.

1. They know what you need

A financial adviser will review your situation, including your income, assets, debt, family situation, etc., to make sure that you’re covered for what you need, and not what you don’t. It’s not about getting every kind of insurance under the sun – it needs to be tailored to you and your circumstances. An adviser will also take into account your budget and work with you to get the best value for your money whilst still making sure you’re covered.

2. They can translate the jargon

Sometimes just looking at the first page of your policy document can give you a headache. A financial adviser can take you through it step by step to make sure you understand what you’re covered for, and what you might not be covered for so you’re not caught out come claim time. An insurance adviser’s role is to know the products and providers inside and out, so they can answer any questions you might have.

3. There’s no cost and no obligation

At Haven, our advisers work for you. There is no charge for a review meeting, and there is no obligation for you to take on board any of the recommendations provided. You can take a look at your options and work with your adviser to decide which policy and provider will be best. In some cases, the insurance you already have in place might actually be better-suited to you than another provider, so our advisers also take that into account.

4. They can help you with claims

As you might already know, claiming on your insurance policy isn’t always an easy task.
Our advisers have a dedicated claims team behind them, and can take you through every step of the claims process, working with you to get the best outcome. If you need to make a claim, our advisers are there to help, and they can make the process so much easier for you as they know exactly what each provider requires.

If you’d like to organise a review with one of our friendly advisers, get in touch with us today!

 

Want to book in a financial review?

Get in touch with us!