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KiwiSaver HomeStart Grant Explained

How does the HomeStart grant work? You have two options when it comes to using your KiwiSaver to help you buy your first home. There is the first home withdrawal, which you uses your own KiwiSaver funds. Then there is the HomeStart grant. Most first home buyers can qualify for the KiwiSaver withdrawal, it’s a […]

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Why Use an Mortgage Adviser?

Why use a Haven Mortgage Adviser: We help you find the best deal – saving you time and money! How? 1. We provide helpful, unbiased advice: We don’t work for one bank – we compare the major providers to ensure you receive the best advice and the most competitive pricing options. 2. We provide advice […]

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Yahoo – Summers Here

Yahoo it’s the 1st of December which means is summertime and it’s only 24 days till Christmas and summer holidays! Sometimes it a hard time to juggle everything and stay on budget, but spending time on working out a budget for the holidays can really save holiday drama and help you enjoy the summer break. […]

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Mortgages Update

How has Trump winning the election and the recent earthquakes effected New Zealands mortgages rates? The bottom line House price inflation ran at an annual rate almost 15% in October. The Reserve Bank cut the Official Cash Rate to a record-low 1.75% in November and forecast it would stay there until 2019. Banks are not […]

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Trump & Make Yourself $250,00 Richer

It’s been a crazy year, Brexit, the President Trump spectre is about to start and recently a string of earthquakes has hit home. All this has caused the share markets to be all over the show. What should we do, how can we maximise our savings? How does all the market “noise” effect our KiwiSaver funds […]

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The OCR Cuts & Your Mortgage

Does the cut of the OCR (Official Cash Rate) impact your mortgage? Last week the Reserve Bank cut the OCR interest rate to 1.75%. Will that impact you? Don’t expect the banks to pass that onto borrowers. The banks are under pressure – with a few major providers who have increased their fixed rates and we expect […]

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