Mortgages

OCR update: Rate held steady, but global pressure is rising

2 MIN READ 09/04/2026
Watch our update on the latest OCR decision, and what it could mean for your mortgage.

The Reserve Bank has held the Official Cash Rate (OCR) at 2.25%. While this aligned with market expectations, the path ahead for interest rates is becoming more complex.

Will rates start to rise?

While inflationary pressure points to future increases, tensions in the Middle East are adding a layer of uncertainty to the market. Check out our latest video as Nigel Perkins, Haven’s Head of Mortgages, explains what these moving parts could mean for your financial strategy.

 

Setting yourself up for the year ahead
With the outlook for interest rates becoming harder to pick, it’s a good time to review how your lending is structured. 

Our mortgage advisers are here to help ensure your lending structure aligns with your goals. To request a call, email us at mortgages@haven.co.nz, or call 0800 700 699 to book a review.

Plus, when you book a mortgage review, you’ll go in the draw to win a $5,000 travel voucher!

The Reserve Bank’s next OCR announcement is on Wednesday, 27 May 2026.

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The information contained in this video is for general information purposes only. It is not intended to constitute financial advice and does not take your individual circumstances and financial situation into account. We encourage you to seek assistance from a trusted financial adviser.


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