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The True Impact of Borrowing Power vs Interest Rate Increases
  Back in July 2021, a couple (let’s call them Daryl and Lisa) both aged 36, had two kids under 5, and a total joint income of $148,000 gross. They held KiwiSaver balances of $80,000, savings of $60,000, and were fortunate enough to have Lisa’s parents gift them $25,000 to assist in buying a...
  Back in July 2021, a couple (let’s call them Daryl and Lisa) both aged...