Haven Accountants and Financial Advisers

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Home loan interest rates – fixed or floating?
Whether you currently have a mortgage or you’re looking at getting one soon, it’s important to know what kind of structure is best for you When it comes to interest rates, there are a couple of different types, each with their own pros and cons and degree of flexibility So which one is best...
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Who can you buy your first home with?
Unless you have a high personal income or a large deposit saved up, buying your first home can be tricky To open up your options, you could consider involving other people in your home purchase Buying with someone else lowers the cost and allows you the chance to hop on the property ladder...
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How to get on top of your short term debt
If you are saving for a deposit to buy your first home, tackling your debt is crucial before you start applying for a mortgage This is because banks and lenders want to be confident that you can keep up with mortgage payments Looking at your debt can be overwhelming, so we’ve got some tips to...
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Looking to buy an apartment? Here are 5 things to consider
Owning a home with plenty of backyard space is the dream for plenty of Kiwis, but with the housing market the way it is, home buyers are considering their options New apartment buildings are popping up everywhere, and if you’re looking at buying one, here are five things to consider 1 The...
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Build or Buy? Part 2 – Existing Homes
Whether you’re looking for your first home or your next home, it can be tricky to decide if you should purchase an existing property, or build your own An existing home means getting a better location and knowing what you’re getting into, but is it right for you Here’s part two of our...
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