Haven Accountants and Financial Advisers

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KiwiSaver – What exactly is a PIR?
If you’re enrolled in KiwiSaver, you’ll need to make sure your PIR is correct But what exactly is a PIR And how does it affect you A PIR, or Prescribed Investor Rate, is the amount of tax you pay on the funds in your KiwiSaver account Because KiwiSaver is an investment, any returns...
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KiwiSaver Do’s and Don’ts
We’ve been through a few ups and downs as a country recently, and so have our KiwiSaver funds It can be tempting to switch fund types, decrease your contribution rate, or stop contributing altogether, but remember that KiwiSaver is an investment, and any changes you make now can affect your...
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What happens to your KiwiSaver when you die?
It’s not something we like to think about, but it’s important to consider what happens to your finances when you pass away Usually if you have a will, your assets will be distributed according to your wishes, but how does it work with your KiwiSaver - what happens to it when you...
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KiwiSaver for the self-employed
If you’re self-employed, you might be wondering how KiwiSaver works for you You aren’t automatically contributing from your wages like an employee so how can you contribute And will you still receive the government contribution Here’s how to get your KiwiSaver sorted if you’re...
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You’ve turned 65 – what’s next for your KiwiSaver?
If you’re getting close to turning 65, or you have now turned 65, you might be wondering what’s next for your KiwiSaver Can you now access all of your funds Should you access all of it at once We’ve got the answers to these, and other commonly asked questions below I joined KiwiSaver...
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