Haven Accountants and Financial Advisers

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Things you might not know about life insurance
It’s not something most people wake up in the morning and decide to get sorted, but life insurance is important to have in place, particularly if you have dependents At a minimum, life insurance should cover your debts, funeral expenses, and any living costs your family might need If you’re...
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4 reasons to get your insurance sorted through an adviser
Insurance is one of those things that we don’t like to think about, but when we need it, it can literally be a lifesaver But the last thing you want is to be paying for a policy that doesn’t actually work for you when you need it The best way to get insurance that’s best suited to your...
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When should you review your insurance policies?
When was the last time you reviewed your insurance policies Whether you’ve got medical cover, or house, car and contents, it’s important to check in regularly to make sure you’re covered for what you need If your circumstances have changed, you might have more or less cover than you...
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Insurance for the self-employed
Self-employed people are usually covered under ACC so it might seem like any other insurance isn’t really necessary But when you’re self-employed, making sure you’re covered for any eventuality is important If you get really sick and can’t work, or you make a professional mistake that...
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What is insurance excess and how does it work?
If you’ve got any insurance policies in place, you might have heard about excess You probably have a certain amount of insurance excess on your existing policy, but do you know how much And how does it actually work We’ve put the answers to some of the most common questions about insurance...
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